Privacy Policy

Last updated: 19 May 2026

The short version

Solo does not collect, store, or transmit any of your data to our servers. We do not have servers. Your spending and savings data lives on your device and, if you choose, syncs privately through your own iCloud account.

We never ask for your bank login. We never see your accounts.

Data we collect

None. Solo contains:

Data stored on your device

Solo stores your expenses, budgets, savings goals, challenge progress, and preferences locally using Apple's SwiftData framework. This data never leaves your device unless you enable iCloud sync.

iCloud sync

If you enable iCloud sync, your data is stored in your private iCloud container. Apple manages this storage under their own privacy policy. We cannot access your iCloud data.

Subscriptions

Solo Pro subscriptions are processed entirely by Apple through the App Store. We do not see, collect, or store your payment information.

Notifications

Solo uses local notifications for daily reminders, challenge prompts, and savings-goal milestones. These are scheduled on your device and do not involve any remote server.

Children's privacy

Solo does not knowingly collect data from children under 13. Since we collect no data at all, this is inherently satisfied.

Changes to this policy

If we ever change this policy, we will update this page with a new date. Given our architecture (zero servers, zero data collection), meaningful changes are unlikely.

Contact

Questions? Email wasim27office@gmail.com

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